by paulhorn | Dec 27, 2016 | Uncategorized
I wish you a Happy, Prosperous, and Healthy New Year. For individuals who die prior to January 1, 2017, the current recovery rules will apply, however, a new day will arise starting January 1, 2017. Starting January 1, 2017, homeowners will longer have to choose... by paulhorn | Aug 6, 2016 | Uncategorized
California Senator Ed Hernandez says that Medi-Cal recovery forces homeowners who are over age 55 and who need Medi-Cal to choose between their own health care or passing their modest homes to their children. Many have echoed the same sentiment that millions of... by paulhorn | Mar 26, 2016 | Uncategorized
The benefits of a highly detailed, comprehensive power of attorney are numerous. Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our senior population. This article is intended to... by paulhorn | Feb 29, 2016 | MediCal, Trust
Never before has there been such a rapid growth in people turning 65 years of age or older and these seniors are expected to live longer than any previous generations. Living longer also means higher medical costs. Many parents spent most of their lives working to pay... by paulhorn | Jan 18, 2016 | Trust
California laws allow you to create trusts that will spare your heirs from the horrific, expensive and time consuming probate process. There are two categories of trusts: revocable trusts and irrevocable trusts. It is crucial to understand the advantages and...